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Effective Date: 01/01/2024

1. No Financial Advice

The information provided on the VSR platform is for informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any financial decisions. VSR does not endorse any financial products or services mentioned on our platform.

2. Accuracy of Information

  • General Information: We strive to ensure the accuracy of the information on our platform. However, we do not guarantee that the content is free from errors or omissions. We reserve the right to correct any inaccuracies and update the information as needed.
  • Credit Scores and Reports: The credit scores and reports generated by VSR are based on data from various sources and are intended to provide an assessment of creditworthiness. While we use advanced algorithms and data analysis techniques, we cannot guarantee the absolute accuracy or completeness of the scores and reports.

3. Use at Your Own Risk

Your use of the VSR platform and services is at your own risk. We do not guarantee that our platform will be secure or free from bugs, viruses, or other harmful components. You are responsible for implementing your own security measures, such as using antivirus software and maintaining the confidentiality of your account credentials.

4. Third-Party Links

Our platform may contain links to third-party websites or services. These links are provided for your convenience, and we do not endorse or assume any responsibility for the content, privacy policies, or practices of these third-party sites. Accessing these links is at your own risk, and you should review the terms and conditions and privacy policies of any third-party sites you visit.

5. Limitation of Liability

  • Indirect and Consequential Damages: To the maximum extent permitted by law, VSR is not liable for any indirect, incidental, or consequential damages arising from your use of our platform. This includes, but is not limited to, loss of profits, data, or goodwill.
  • Total Liability: Our total liability to you for any claims arising from your use of our services is limited to the amount you paid, if any, for accessing our platform. This limitation applies regardless of the form of action, whether in contract, tort, or otherwise.

6. Indemnification

You agree to indemnify and hold VSR, its affiliates, officers, directors, employees, and agents harmless from any claims, damages, or losses arising from your use of our platform or your violation of these terms. This includes any legal fees and expenses incurred in connection with such claims.

7. Governing Law

These terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these terms will be resolved in the courts of [Your Jurisdiction]. You agree to submit to the personal jurisdiction of these courts.

8. Dispute Resolution

  • Arbitration: Any disputes arising from these terms or your use of our platform will be resolved through binding arbitration in accordance with the rules of [Arbitration Institution]. The arbitration will be conducted in [Location], and the arbitrator’s decision will be final and binding.
  • Class Action Waiver: You agree to resolve any disputes with VSR on an individual basis and waive any right to participate in a class action lawsuit or class-wide arbitration.

9. Force Majeure

VSR is not liable for any failure to perform its obligations under these terms if such failure results from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, labor disputes, or governmental actions.

10. Changes to Disclaimers and Limitation of Liability

We may update these disclaimers and limitation of liability periodically to reflect changes in our practices, technologies, or legal requirements. We will notify you of any significant changes by posting the updated document on our website and updating the effective date at the top of this document. Your continued use of our platform after such changes constitutes your acceptance of the updated disclaimers and limitation of liability.

11. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect. The unenforceable provision will be modified to the extent necessary to make it enforceable while preserving the intent of the original provision.

12. Entire Agreement

These disclaimers and limitation of liability, together with our Terms of Use and Privacy Policy, constitute the entire agreement between you and VSR regarding your use of our platform. Any prior agreements, understandings, or representations are superseded by these documents.

13. No Waiver

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. Any waiver of rights must be in writing to be effective.

14. Contact Us

For any questions or concerns about these disclaimers and limitation of liability, please contact us at [email protected] or call us at +1 (800) 123-4567. We are here to help you navigate the platform and ensure a smooth and secure experience.